If you’re a professional, protect yourself from financial loss, injury or damage following a mistake, or failure to exercise the required level of skill. It’s important to remember that you may be held to be liable for a mistake even though there was no negligence.
Anyone who provides advice and/or services of a skilful nature, according to an established discipline, can be regarded as a ‘professional’ in a legal sense.
Standard public/products liability cover will generally include cover in respect of advice given in conjunction with your product where there is “no fee for service” charged.
However, once you provide advice and a separate “fee for service” is charged there would be no cover.
An example could be: you’re asked to provide an expert opinion on a horticultural issue and to give a written report and for this you charge a fee.
We can put together a professional indemnity insurance policy based on your unique situation.
We can work with you to build an insurance package to suit your needs, chosen from a wide range of providers.
We’ll simplify the process, giving you the peace of mind that comes with knowing you’re adequately protected.
General Advice Disclaimer
The information on this website is to be regarded as general advice. Your personal objectives, needs and financial circumstances were not taken into account when preparing this website content. We recommend that you consider the suitability of this general advice, in respect of your objectives, financial situation and needs before acting on it. You should obtain and consider the relevant product disclosure statement and Financial Services Guide from Aviso WA before making any decision to purchase a financial product.
Aviso WA are Subscribers to and are bound by the 2022 Insurance Brokers Code of Practice, a full copy of which is available from the National Insurance Brokers Association (NIBA) website.
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